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Welcome > Resources > Special Offers >
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The Thousand Islands
Thousand Islands Information
The Thousand Islands area is a great place to live or visit. This site will allow you to check out the many wonders of the area with links to attractions, accomodations, restaurants, chambers of commerce, etc. (Official site of the 1000 Islands Tourism Council)
Financing Your Home >The Language of Financing
When you meet with a lender to apply for financing, you may feel as if you are in a foreign country when the loan officer begins to talk about points, Regulation Z margins, PMI, and ARMs.
You are not alone if you feel left behind by loan terminology. Like many professionals, lenders use a highly specialized language. Don't hesitate to ask for a translation! This is especially true if you are investigating some of the more complicated loans with rates that can be adjusted periodically. As you consider the various loan options, find out what the interest rate will be and at what point the lender will commit to that rate. If the loan has an adjustable rate, be sure that you understand how often the rate will adjust, and by how much your payments may go up. Find out if the loan can be assumed by a future buyer. The lender isn't trying to confuse you. The mortgage process is complicated, so just keep asking questions until you understand.
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How did actress Jayne Mansfield decorate her Hollywood "Pink Palace" without buying any furniture?
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She wrote to furniture suppliers asking for free samples, telling them they could brag that their furniture was in her outrageous mansion. She received over $150,000 worth of free merchandise. |
 See More Real Estate Trivia > |
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